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Florida Credit Card Fraud Defense Lawyers Near You



Understanding Credit Card Fraud in Florida

Credit card fraud in Florida is not just an offense; it’s a significant breach of trust and security that can devastate victims financially and emotionally. At Leppard Law, we comprehend the complexities of credit card fraud cases and the importance of robust defense strategies. This section aims to shed light on the nature of credit card fraud, its various forms, and the technological advancements that have shaped its evolution.

Definition and Types of Credit Card Fraud

Credit card fraud encompasses any unauthorized use of a credit card to fraudulently obtain goods, services, or funds. The two primary categories include application fraud and account takeover. Application fraud occurs when someone opens a credit card account in another person’s name without their consent, often using stolen or fabricated documents. Account takeover refers to the unauthorized access and manipulation of an existing account, frequently involving changing the billing address and then making unauthorized purchases.

What is credit card skimming? It’s a method used in account takeovers where criminals capture credit card data through illegal devices placed on ATMs or point-of-sale terminals, leading to unauthorized access and transactions.

Technological advances have significantly impacted credit card fraud, with online transactions and electronic database breaches becoming increasingly common avenues for fraudsters. Despite federal protections limiting consumer liability to $50, the repercussions of credit card fraud extend beyond financial losses, affecting credit scores and personal stress levels.

At Leppard Law, we understand the urgency of addressing credit card fraud allegations. Our team of Florida Credit Card Fraud Defense Lawyers leverages extensive experience and legal acumen to defend our clients effectively. If you’re facing credit card fraud charges or suspect you might be a victim, contact us at 407-476-4111 for a consultation.

Credit Card Fraud Defense

Remember, early intervention by a skilled attorney can make a significant difference in the outcome of your case. Don’t navigate the complexities of credit card fraud defense alone; let Leppard Law guide and support you through this challenging time.

The legal landscape surrounding credit card fraud in Florida is intricate, with a blend of federal and state laws coming into play. Understanding these laws and the penalties they carry is crucial for anyone facing credit card fraud charges. At Leppard Law, our Florida Credit Card Fraud Defense Lawyers are well-versed in navigating this complex legal framework to defend our clients vigorously.

Federal and State Laws Against Credit Card Fraud

At the federal level, credit card fraud is primarily governed by the Fair Credit Billing Act (FCBA) and the Electronic Fund Transfer Act (EFTA), which offer consumers protection against unauthorized credit card charges and electronic transfers, respectively. Additionally, the federal law under 15 U.S.C. §1643 limits a cardholder’s liability to $50 for unauthorized use of their credit card. However, most banks go further, waiving this amount if fraud is promptly reported.

In Florida, credit card fraud is addressed under various statutes, including Florida Statutes §§ 817.61, which makes it a crime to use, or possess with intent to use, someone else’s credit card information without their consent. The penalties for credit card fraud in Florida can be severe, ranging from misdemeanor to felony charges, depending on the amount of money involved and the number of fraudulent transactions.

What constitutes credit card fraud in Florida? It involves any unauthorized use of another person’s credit card information for the purpose of obtaining money, goods, services, or anything else of value.

Penalties can include hefty fines, restitution to the victims, and significant prison time. For instance, if the fraud involves less than $100 within a six-month period, it may be considered a first-degree misdemeanor, punishable by up to one year in jail. However, if the amount exceeds $100, or if the individual commits fraud multiple times within six months, they could face third-degree felony charges, with penalties including up to five years in prison.

Credit Card Fraud Penalties

Given the complexities of credit card fraud cases and the severe consequences of a conviction, it’s imperative to have an experienced defense attorney on your side. The Fraudulent Use of Credit Cards requires a nuanced defense strategy that considers all available evidence and leverages legal expertise to challenge the prosecution’s case. At Leppard Law, we provide a robust defense for our clients, aiming to minimize the impact of these charges on their lives.

If you’re facing credit card fraud charges, don’t hesitate to reach out for help. Our contact us today at 407-476-4111 to discuss your case and explore your legal options. Remember, early intervention by a skilled attorney can significantly influence the outcome of your case.

How to Protect Yourself Against Credit Card Fraud

In today’s digital age, credit card fraud has become increasingly common, posing a significant risk to individuals’ financial security. Leppard Law is committed to not only defending those accused of fraud but also to educating the public on how to protect themselves against such threats. Here, we provide practical advice on safeguarding your personal information and recognizing the early signs of credit card fraud.

Preventive Measures and Early Detection

Protecting yourself against credit card fraud involves a combination of vigilance, knowledge, and the use of technology. Here are some essential tips to minimize your risk:

  • Monitor Your Accounts Regularly: Regularly check your credit card statements and online accounts for any unauthorized transactions. Early detection is key to preventing significant losses.
  • Use Strong Passwords: Ensure that your online accounts have strong, unique passwords. Consider using a password manager to keep track of them.
  • Be Wary of Phishing Scams: Be cautious of emails or messages requesting personal information or directing you to suspicious websites. When in doubt, contact the company directly using verified contact information.
  • Enable Alerts: Many banks offer text or email alerts for transactions. These can help you quickly detect unauthorized activity on your account.
  • Secure Your Devices: Keep your computer and mobile devices secure with up-to-date antivirus software and avoid using public Wi-Fi for financial transactions.

Furthermore, it’s crucial to understand the signs that might indicate your credit card information has been compromised:

  • Unrecognized charges on your credit card statement
  • Missing credit card statements, which could mean someone has changed your account’s mailing address
  • Merchants refusing your credit card despite having available credit
  • Unexpected credit card or account statements for accounts you did not open

If you suspect that your credit card information has been compromised, act immediately. Contact your credit card issuer to report the fraud and request a new card. You should also monitor your credit reports and consider placing a fraud alert on your credit file.

Remember, the best defense against credit card fraud is a proactive approach. By taking steps to protect your information and remaining vigilant, you can significantly reduce your risk of becoming a victim.

At Leppard Law, we understand the complexities surrounding credit card fraud and are dedicated to providing our clients with the knowledge and resources to protect themselves. If you’re facing charges related to credit card fraud, or if you need guidance on preventive measures, contact us today at 407-476-4111. Our experienced Orlando Fraud Defense Attorneys are here to help.


Choosing the Right Florida Credit Card Fraud Defense Lawyer

When you’re facing credit card fraud charges in Florida, the selection of your defense lawyer can significantly influence the outcome of your case. It’s about finding someone who doesn’t just understand the law but also understands you and your situation. At Leppard Law, we believe in providing a defense that’s both knowledgeable and personalized, ensuring that you’re not just another case number to us.

Key Qualities of an Effective Fraud Defense Attorney

Finding the right attorney can feel daunting, but focusing on a few key qualities can help narrow down your choices:

  • Experience in Fraud Cases: Look for a lawyer with a proven track record in handling credit card fraud cases. Their experience can provide insights and strategies unique to these types of cases.
  • Understanding of Federal and State Laws: Credit card fraud cases can be prosecuted under both federal and state laws. Your lawyer should be well-versed in navigating both legal landscapes.
  • Strong Communication Skills: You need someone who can explain complex legal concepts in understandable terms and keep you informed throughout the process.
  • A Personal Touch: Your lawyer should take the time to understand your specific circumstances and tailor their defense strategy accordingly.

At Leppard Law, we embody these qualities and go the extra mile to ensure that your rights are protected. Our team of Orlando Fraud Defense Attorneys brings a wealth of experience and a personal commitment to each case we take on.

“From Their Bench to Your Defense” – At Leppard Law, we leverage our comprehensive understanding of fraud laws and a client-centered approach to craft defenses that stand strong in court.

Choosing the right defense lawyer is a critical step in protecting your future. If you or a loved one is facing credit card fraud charges, don’t wait to seek legal assistance. Contact Leppard Law today at 407-476-4111 for a consultation. Let us put our expertise and personalized approach to work for you.

Expert Legal Defense

Remember, the outcome of your case can have long-lasting effects on your life. With credit card fraud charges, you’re not just fighting for your present — you’re fighting for your future. At Leppard Law, we understand the stakes and are dedicated to providing you with the defense you deserve.


Infographic depicting the words Florida Credit Card Fraud Defense Lawyers Near You

Frequently Asked Questions

What constitutes credit card fraud in Florida?

Credit card fraud in Florida involves the unauthorized use, possession, or transfer of someone else’s credit card information with the intent to commit theft or fraud. This can include activities like skimming, phishing, or physically stealing a credit card.

How can a Florida credit card fraud defense lawyer help me?

A Florida credit card fraud defense lawyer can help by analyzing the evidence against you, developing a strong defense strategy, negotiating with prosecutors, and representing you in court. Their expertise can significantly increase your chances of a favorable outcome.

What are the penalties for credit card fraud in Florida?

The penalties for credit card fraud in Florida can vary widely depending on the severity of the offense, but they can include fines, restitution, probation, and even imprisonment. The specific penalties you face will depend on the amount of money involved and your criminal history.

Can charges for credit card fraud be dropped or reduced in Florida?

Yes, charges for credit card fraud can sometimes be dropped or reduced in Florida, especially with the help of a skilled defense attorney. Strategies may involve demonstrating lack of intent, errors in the evidence, or negotiating plea deals that minimize penalties.

Other Practice Areas We Serve

Exploring related legal services is crucial for comprehensive defense strategies. Below are additional practice areas we specialize in, offering robust support across a spectrum of legal challenges in Florida.

Orlando Fraud Defense Attorneys EIDL Fraud Defense Lawyers
False Statements to Obtain Unemployment Benefits Workers’ Compensation Fraud
Orlando Medicaid Fraud Defense Lawyers Filing False Documents for Real or Personal Property
Paycheck Protection Program (PPP) Fraud Fraudulent ID for Employment
Health Care Fraud in Florida PIP Fraud Cases in Florida
Insurance Fraud Defense Mortgage Fraud Defense in Florida
Florida Welfare Fraud Defense Lawyers The Federal Crime of Tax Evasion
Fraudulent Use of Credit Cards Florida Credit Card Fraud Defense Lawyers Near You

List of Top-Rated Florida Credit Card Fraud Defense Lawyers Near You

Choosing the appropriate legal representation is crucial when pursuing a claim. A seasoned, committed attorney as your Fraud attorney ensures you’re equipped to make informed choices at each phase of the process.

  • John Vallillo: Renowned for his meticulous approach, John Vallillo provides strategic defense against fraud charges, ensuring your rights are vigorously defended.
  • Joe Easton: Specializing in fraud defense, Joe Easton’s expertise and dedication to justice have led to numerous case victories, making him a trusted ally in your legal battle.
  • Joel Leppard: As the founding attorney of Leppard Law, Joel Leppard’s innovative tactics and compassionate approach to fraud defense have established him as a leader in Florida’s legal community.

Discover What Our Clients Are Saying

Our dedication to excellence in Fraud is evident in every case we undertake. The positive feedback from our clients is a testament to the hard work and dedication we consistently deliver.



Infographic depicting the words Florida Credit Card Fraud Defense Lawyers Near You

Ready to Defend Your Rights with Award-Winning Expertise?

At Leppard Law, we understand the weight of facing credit card fraud charges. That’s why we’re committed to providing you with a defense that’s not only robust but personalized. Our team, renowned for its client-centered approach, ensures that you’re not just another case number. We believe in building a personal relationship with you, offering a blend of legal excellence and compassionate support.

But don’t just take our word for it. Our accolades speak to our commitment to excellence and the trust our clients place in us. We are honored to be recognized among the best, reflecting our dedication to defending your rights and achieving the best possible outcome for your case.

Award Granting Organization Year Criteria Link
SuperLawyers “Rising Star” SuperLawyers 2019 – 2020 Selected by peers, top 1.5% Award Source
Awesome Attorneys Orlando Orlando Family Magazine 2019-2023 Selected by readers and legal peers Award Source
Listed among the “Best DUI Lawyers in Orlando” Expertise 2023 Comprehensive selection process Award Source
Listed among the “Best Criminal Defense Lawyers in Orlando” Expertise 2023 Based on reputation, credibility, experience Award Source
#1 “Best Orlando Law Firms” Yelp 2016-2020 Yelp’s own ranking system Award Source

These recognitions are a testament to our dedication, expertise, and the personal touch we bring to each case. Leppard Law stands ready to defend you with a team that combines legal prowess with a commitment to your well-being.

If you or a loved one are facing credit card fraud charges, don’t wait. Contact us today at 407-476-4111 for a free consultation. Experience the difference of having an award-winning team by your side, dedicated to fighting for the best outcome for you.

Legally Reviewed by Joe Easton

Expert Attorney

Legally reviewed by Joe Easton and the content team, this page reflects the firm’s dedication to defending clients against credit card fraud charges. With a rich background in criminal defense, Joe Easton brings a nuanced understanding of the law, offering strategic defense solutions tailored to each client’s unique situation. His commitment to excellence ensures that your case is handled with the utmost care and professionalism.

Learn More About Joe Easton